Automobile Insurance Advice
In car accident cases, one of the most important legal issues is insurance coverage. Virginia law requires only $25,000.00 in liability insurance coverage. This limit was put in place decades ago. Now, even a relatively minor car accident can result in fairly substantial medical bills. As a result, $25,000.00 is often not enough to cover the value of a personal injury settlement. Because of this, knowing where to look additional sources of insurance coverage can mean the difference between a fair recovery or not even being able to cover medical expenses and wage loss.
Other common sources of insurance coverage on automobile insurance policies are medical benefits coverage, wage loss coverage, uninsured motorist coverage and underinsured motorist coverage. Additional liability insurance can also be found if the negligent driver lived with family. A lawyer with experience in finding insurance coverage can make sure that a case is not settled for too little when additional insurance is available to cover the damages permitted by law.